While going through life, there are periods of time when certain things just have to wait. I have never been exactly well-paid, and it was often a struggle just to keep a household up and running. Now that I am older, I make more than I ever have before, but again it is not necessarily a big salary. It is just average. Nonetheless, I have learned to live within my means, and now I am spending these years paying off all the debt I have accumulated over the years. Even though I have learned to do without, there are some things that you simply cannot do without. Everyone needs food, and I try to buy healthy food even though it is more pricey, and I spend as much as necessary for heating and cooling every month. Living in the south, I need the air conditioning for most of the year. If the air conditioner were to break down, I would have to get it fixed right away; a broken a/c cannot wait. Here in the hot and humid south, the air conditioning not only provides cooling relief from the triple digits outside, the a/c also helps inhibit mildew by reducing the humidity. Back in the days before air conditioning, people in our state had no choice but to clean with bleach because it was bleach that would kill the mold and mildew that accumulated from the moisture in the air. Back when I made much less money, the a/c in my vehicle broke, and the mechanic said it would cost $1500 to fix it. I lived without air conditioning in my car for five years because I couldn’t afford the new compressor. But in the house, no way.